Valyou Online

Send money for FREE! Enjoy RM0 sending fee to Indonesia, India, Pakistan, Bangladesh, Nepal and the Philippines until 31st March 2020

Send money overseas via internet banking account

Register for Valyou Online now

Send money overseas at your convenience

Start sending money overseas anytime, anywhere with ease and confidence.

Getting started is as easy as 1,2,3…

Steps 1

Sign up online at

www.valyou.com.my/online

Step 2

Our Friendly Valyou staff will contact you for an appointment and visit you to complete the verification process

Step 3

Once the verification is complete you may start sending money

With Valyou Online, you can easily and securely send money overseas from Malaysia via your internet banking account

Enjoy highly competitive exchange rates

With Valyou Online, you get more for your money with very our competitive exchange rates.

As at 28/2 11:14pm

  INDIA

1 MYR -17.04 INR
1000 MYR -17040 INR

  PAKISTAN

1 MYR -36.15 PKR
1000 MYR -36150 PKR

  PHILIPPINES

1 MYR -12 PHP
1000 MYR -12000 PHP

  NEPAL

1 MYR -27 NPR
1000 MYR -27000 NPR

  BANGLADESH

1 MYR -20.13 BDT
1000 MYR -20130 BDT

  INDONESIA

1 MYR -3237 IDR
1000 MYR -3237000 IDR

  CAMBODIA

1 MYR -0.238 KHR
1000 MYR -238 KHR

  VIETNAM

1 MYR -5450 VND
1000 MYR -5450000 VND

  UNITED STATES

1 MYR -0.2463 USD
1000 MYR -246 USD

  MYANMAR

1 MYR -337 MMK
1000 MYR -337000 MMK


excluding fee & GST

All exchange rates are indicative and may differ at the time of transaction.

Valyou International Partnership

With Valyou’s extensive international partnership, you can be assured of the service, enjoy faster transfer time and significantly better rates compared to the banks.

Send money directly to a bank account anytime with Valyou Online

India

And other major banks in India

Indonesia

And other major banks in Indonesia

Pakistan

And other major banks in Pakistan

Bangladesh

And other major banks in Bangladesh

Nepal

And other major banks in Nepal

Philippines

And other major banks in the Philippines

Send money overseas with no delays

With our extensive international partnership, you can send money directly to a bank account faster than the banks.

Country NamePayout channel Transfer time
India Bank transfer Within 1 business hour
IndonesiaBank transferWithin 2 business hours
PakistanBank transferWithin 1 business hour
Bangladesh Bank transferWithin 1 business hour
Nepal Bank transferWithin 1 business hour
Philippines Bank transferWithin 2 business days

*Selected banks may process it the next day

Connect to your internet banking account

Valyou Online is seamlessly and securely integrated with your internet banking account.

And other FPX-enabled internet banking channels in Malaysia

Frequently Asked Questions

Valyou Online is a secure global money transfer service offered by Valyou Sdn Bhd, a licensed money services business provider via the web/internet. You can easily and securely send money overseas from Malaysia via your internet banking account.

Any individual who is 18 years and above of age, who possess a valid photo identification, email address and a Malaysian internet banking account.

There are 2 registration processes depending on if you are a new customer or an existing Valyou customer.

New Customer Registration

Step 1 : Register

  • Visit www.valyou.com.my/online, click on the “Register” button on the home page.
  • Then select “No” when asked “Are you an existing customer”.
  • After this you can proceed to complete the Registration process.

Step 2 : Upload Your Documents

Upload your identification documents (NRIC/Driving License for Malaysians Citizens or Passport/Visa for Non-Malaysians Citizens)

Step 3 : Perform FACE-TO-FACE Verification

  • You will then receive a call from a Valyou Customer Service Officer to visit you to complete the verification. (currently available only in Klang Valley and other seelected areas)

Step 4 : Send Money

  • Log on to the online portal & create a profile for your Recipient/Beneficiary, enter your banking information and you will be ready to start transacting.

Existing Customer Registration

Step 1 : Register

  • Visit www.valyou.com.my/online, click on the “Register” button on the home page,
  • Then select “Yes” when asked “Are you an existing customer”.
  • You will then be prompted to complete your ID details

Step 2 : Verification

  • Next you will be asked to choose your method of verification:
  • Via a mobile OTP
  • Using your previous transaction history

Step 3 : Complete the Registration

  • Once your ID has authenticated, fill in your email address and create a password
  • Then complete the form with your details

Step 4 : Upload Your Documents

  • Upload your identification documents (NRIC/Driving License for Malaysians Citizens or Passport/Visa for Non-Malaysians Citizens)

Step 3 : Perform FACE-TO-FACE Verification

  • You will then receive a call from a Valyou Customer Service Officer to visit you to complete the verification. (currently available only in Klang Valley and other selected areas)

Step 4 : Send Money

Log on to the online portal & create a profile for your Recipient/Beneficiary, enter your banking information and you will be ready to start transacting.

Physical sighting of Identification Documents by Valyou’s customer service officers is required to facilitate the face-to-face verification (KYC) process that is mandatory under Bank Negara Malaysia’s (BNM) regulatory requirements.

Once you have completed the registration process, simply login and add the beneficiary details that you would like to send the money to. You will be linked via FPX to your online banking account to complete the transfer.

Customers will only need to pay the standard service charges. Note: There is a RM0 sending fee offer until 30 June 2019

Our exchange rates are competitive and the current rate will be displayed at the point of your transaction confirmation. You can also view the latest exchange rate on the Valyou Online Portal upon logging in.

Valyou Online currently only supports direct bank transfers. Other modes will be introduced soon.

You may transact a maximum of 15 transactions within a 30-day period but your total transactions value per day must not exceed RM50,000. For total transaction(s) value exceeding RM20,000 per day (inclusive of service charge), you will be contacted by our customer care department to submit supporting documents to facilitate the transaction. Note: FPX maximum limit per transaction is RM 5000, which is subject to the daily internet banking limit set by your banks.

Amendments or cancellations can only be done if the transaction has not been paid or credited into the Recipients’ account and will be handled by Valyou Sdn Bhd at a best effort basis. Kindly contact our Customer Care consultants immediately at help.valyou.com.my for any such requests. Note: Valyou Sdn Bhd shall not be responsible for any payout to the wrong person or entity arising from any erroneous data input by the Sender.

Valyou Online captures and retains particulars of your Recipients. However, you can make changes to a recipient’s particulars, prior to authorizing the payment.

You may login to the Valyou Online website to check the status of your transaction. Please click on the “History and Status” tab on the main page. Alternatively you can use our transaction tracker site at www.valyou.com.my/tracker

Yes, you may do so by logging on to Valyou Online. Please click on the “View Profile” tab on the main page.

You can do so by clicking the “Click Here to Reset Password” link at the bottom of the Member Login page.

You can make your payment through FPX, which is a direct deduction from your internet banking account.

Yes, you will be issued a Valyou Online receipt via email for every successful transaction. You can also choose to print the receipt directly from the Valyou Online Portal.