About Valyou

Valyou offers a convenient, safe and cost-efficient way to send money overseas from Malaysia. We empower the underbanked communities to manage their money the smarter way.

We build our products and services with a focus on three things: convenience, reliability and affordability. We believe in revolutionising financial services through digital technology. Our pioneering technology enables migrant workers and other underbanked communities in Malaysia to manage their money and perform financial transactions digitally.

At Valyou, we ask: “What can I do to help you?” We see every interaction with our customers and partners as an opportunity to be inspiring by making it easy for them. We explore new ways and we are not afraid to challenge ourselves and invent better solutions for everyone. We treat people with respect and keep our promises.

Valyou is a Malaysian financial technology subsidiary of Telenor Group licensed and regulated as a money services business (MSB) and approved to issue e-money by Bank Negara Malaysia. Our advanced technology and international network enable anyone in Malaysia to easily and quickly send money overseas. Headquartered in Kuala Lumpur, Valyou has 25 branches and over 2,500 agents and merchants nationwide.


Learn more about our services
Remittance · Top-up · Payment · E-wallet

Valyou is a Malaysian mobile financial services business unit of Telenor Group licensed and regulated as a money services business (MSB) and approved to issue e-money by Bank Negara Malaysia. Send money from Malaysia to Indonesia, Nepal, Bangladesh, India, Pakistan, Philippines, Vietnam and China from a branch, through an international remittance agent or via mobile wallet app. Valyou mobile wallet app features also include peer-to-peer transfer, prepaid top-up, bill payment and more.