Send money for FREE! · Request an invite to enjoy RM0 sending fee to Indonesia, India, Pakistan and the Philippines

With Valyou Online app, you can easily and securely send money overseas from Malaysia via your internet banking account.

Enjoy highly competitive exchange rates

With Valyou Online, you get more for your money with very our competitive exchange rates.

As at 21/8 8:01am 500 MYR 1000 MYR
 ID INDONESIA
1748505 IDR 3497010 IDR
 IN INDIA
8400 INR 16800 INR
 PK PAKISTAN
14850 PKR 29700 PKR
 PH PHILIPPINES
6450 PHP 12900 PHP
All exchange rates are indicative and may differ at the time of transaction. All transactions are subject to service fee and GST.
INDONESIA
1500 MYR ⇒ 5245515 IDR
excluding fee & GST

Exchange Rate
1 MYR ⇒ 3497.01 IDR
as at 21/8 8:01am

All exchange rates are indicative and may differ at the time of transaction.

Send money overseas with no delays

With our extensive international partnership, you can send money directly to a bank account or via a cash pickup agent faster than the banks.

  Payout channel Transfer time
 IN INDONESIA
Bank transfer Within 2 business hours*
Cash pickup Within 1 business hour*
 IN INDIA
Bank transfer Within 2 business days
Cash pickup Within 1 business hour*
 PK PAKISTAN
Bank transfer Within 1 business hour*
Cash pickup Within 1 business hour*
 PH PHILIPPINES
Bank transfer Within 2 business days
Cash pickup Within 1 business hour*

* Or the next business day

Connect to your internet banking account

Valyou Online is seamlessly and securely integrated with your internet banking account.

Affin BankAffin IslamicAllianceAlliance IslamicAmBankAmBank Islamic Bank IslamBank MuamalatBank RakyatBank Simpanan Nasional (BSN)CIMB BankCIMB IslamicDeutche BankHong Leong BankHong Leong Islamic BankHSBCHSBC AmanahKuwait Finance House (KFH)Maybank / Malayan BankingMaybank IslamicOCBCOCBC Al-AminPublic BankPublic Islamic BankRHB BankRHB Islamic BankStandard CharteredStandard Chartered SaadiqUnited Overseas Bank (UOB)FPX by PayNet
And other FPX-enabled internet banking channels in Malaysia

Send money overseas at your convenience

Start sending money overseas anytime, anywhere with ease and confidence.

Two-step international money transfer with Valyou online. It cannot be any easier than this!

STEP 1
Sign in to Valyou online and then, enter the sending amount and provide the receiver’s details (contact info, account number, etc)
STEP 2
Check your transaction details and complete the payment through your internet banking account (eg Maybank2u, CIMB Clicks, etc)

Get invited to preview Valyou Online

Valyou is a Malaysian mobile financial services business unit of Telenor Group licensed and regulated as a money services business (MSB) and approved to issue e-money by Bank Negara Malaysia. Send money from Malaysia to Indonesia, Nepal, Bangladesh, India, Pakistan, Philippines, Vietnam, China and Cambodia from a branch, through an international remittance agent or via mobile wallet app. Valyou mobile wallet app features also include peer-to-peer transfer, prepaid top-up, bill payment and more.