Send money for FREE! Enjoy RM0 sending fee to Indonesia, India, Pakistan, Bangladesh, Nepal and the Philippines until 31 December 2018

Register for Valyou Online now

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Send money overseas at your convenience

Start sending money overseas anytime, anywhere with ease and confidence.

Getting started is as easy as 1,2,3…
STEP 1
Sign up online at www.valyou.com.my/online
STEP 2
Our Friendly Valyou staff will contact you for an appointment and visit you to complete the verification process
STEP 3
Once the verification is complete you may start sending money

With Valyou Online, you can easily and securely send money overseas from Malaysia via your internet banking account

Enjoy highly competitive exchange rates

With Valyou Online, you get more for your money with very our competitive exchange rates.

As at 19/12 1:46pm 500 MYR 1000 MYR
 ID INDONESIA
1678000 IDR 3356000 IDR
 IN INDIA
8425 INR 16850 INR
 PK PAKISTAN
16500 PKR 33000 PKR
 BD BANGLADESH
10050 BDT 20100 BDT
 NP NEPAL
13525 NPR 27050 NPR
 PH PHILIPPINES
6280 PHP 12560 PHP
INDONESIA
1500 MYR ⇒ 5034000 IDR
excluding fee & GST

Exchange Rate
1 MYR ⇒ 3356 IDR
as at 19/12 1:46pm

All exchange rates are indicative and may differ at the time of transaction.

Valyou International Partnership

With Valyou’s extensive international partnership, you can be assured of the service, enjoy faster transfer time and significantly better rates compared to the banks.

Send money directly to a bank account anytime with Valyou Online

INDIA Muthoot Finance SBI - State Bank of IndiaAxis BankIcici BankHDFC BankPunjab National Bank

And other major banks in India

INDONESIA Bank Mandiri Bank DanamonCIMB NiagaBni BankBri Bank

And other major banks in Indonesia

PAKISTAN UBL Bank Al FalahMCB BankAllied BankAskari Bank

And other major banks in Pakistan

BANGLADESH  MTB - Mutual Trust Bank  Dutch-Bangla Bank  Islami Bank Bangladesh  Agrani Bank

And other major banks in Bangladesh

NEPAL Prabhu Money Transfer  Prabhu Bank
 Himalayan Bank
 Nabil Bank
 Nepal SBI Bank
And other major banks in Nepal
PHILIPPINES BDO UnibankLandbankPNBMetropolitanBPI Bank

And other major banks in the Philippines

Send money overseas with no delays

With our extensive international partnership, you can send money directly to a bank account faster than the banks.

  Payout channel Transfer time
IN INDIA
Bank transfer Within 1 business hour
IN INDONESIA
Bank transfer Within 2 business hours
PK PAKISTAN
Bank transfer Within 1 business hour
BD BANGLADESH
Bank transfer Within 2 business days
NP NEPAL
Bank transfer Within 1 business day
PH PHILIPPINES
Bank transfer Within 2 business days

*Selected banks may process it the next day

Connect to your internet banking account

Valyou Online is seamlessly and securely integrated with your internet banking account.

Affin BankAffin IslamicAllianceAlliance IslamicAmBankAmBank Islamic Bank IslamBank MuamalatBank RakyatBank Simpanan Nasional (BSN)CIMB BankCIMB IslamicDeutche BankHong Leong BankHong Leong Islamic BankHSBCHSBC AmanahKuwait Finance House (KFH)Maybank / Malayan BankingMaybank IslamicOCBCOCBC Al-AminPublic BankPublic Islamic BankRHB BankRHB Islamic BankStandard CharteredStandard Chartered SaadiqUnited Overseas Bank (UOB)FPX by PayNet
And other FPX-enabled internet banking channels in Malaysia

Valyou OnlineFrequently Asked Questions

Valyou Online is a secure global money transfer service offered by Valyou Sdn Bhd, a licensed money services business provider via the web/internet. You can easily and securely send money overseas from Malaysia via your internet banking account.

Any individual who is 18 years and above of age, who possess a valid photo identification, email address and a Malaysian internet banking account.

There are 2 registration processes depending on if you are a new customer or an existing Valyou customer.

NEW CUSTOMER REGISTRATION

STEP 1 : REGISTER

  • Visit www.valyou.com.my/online, click on the “Register” button on the home page.
  • Then select “No” when asked “Are you an existing customer”.
  • After this you can proceed to complete the Registration process.

Step 2: UPLOAD YOUR DOCUMENTS

  • Upload your identification documents (NRIC/Driving License for Malaysians Citizens or Passport/Visa for Non-Malaysians Citizens)

Step 3: PERFORM FACE-TO-FACE VERIFICATION

  • You will then receive a call from a Valyou Customer Service Officer to visit you to complete the verification. (currently available only in Klang Valley and other selected areas)

Step 4: SEND MONEY

  • Log on to the online portal & create a profile for your Recipient/Beneficiary, enter your banking information and you will be ready to start transacting.

EXISTING CUSTOMER REGISTRATION

Step 1: REGISTER

  • Visit www.valyou.com.my/online, click on the “Register” button on the home page,
  • Then select “Yes” when asked “Are you an existing customer”.
  • You will then be prompted to complete your ID details

Step 2: VERIFICATION

  • Next you will be asked to choose your method of verification:
  • Via a mobile OTP
  • Using your previous transaction history

Step 3: COMPLETE THE REGISTRATION

  • Once your ID has authenticated, fill in your email address and create a password
  • Then complete the form with your details

Step 4: UPLOAD YOUR DOCUMENTS

  • Upload your identification documents (NRIC/Driving License for Malaysians Citizens or Passport/Visa for Non-Malaysians Citizens)

Step 3: PERFORM FACE-TO-FACE VERIFICATION

  • You will then receive a call from a Valyou Customer Service Officer to visit you to complete the verification. (currently available only in Klang Valley and other selected areas)

Step 4: SEND MONEY

  • Log on to the online portal & create a profile for your Recipient/Beneficiary, enter your banking information and you will be ready to start transacting.

Physical sighting of Identification Documents by Valyou’s customer service officers is required to facilitate the face-to-face verification (KYC) process that is mandatory under Bank Negara Malaysia’s (BNM) regulatory requirements.

Once you have completed the registration process, simply login and add the beneficiary details that you would like to send the money to. You will be linked via FPX to your online banking account to complete the transfer.

Customers will only need to pay the standard service charges. Note: There is a RM0 sending fee offer until 31 December 2018

Our exchange rates are competitive and the current rate will be displayed at the point of your transaction confirmation. You can also view the latest exchange rate on the Valyou Online Portal upon logging in.

Valyou Online currently only supports direct bank transfers. Other modes will be introduced soon.

You may transact a maximum of 15 transactions within a 30-day period but your total transactions value per day must not exceed RM50,000. For total transaction(s) value exceeding RM20,000 per day (inclusive of service charge), you will be contacted by our customer care department to submit supporting documents to facilitate the transaction. Note: FPX maximum limit per transaction is RM 30,000, which is subject to the daily internet banking limit set by your banks.

Amendments or cancellations can only be done if the transaction has not been paid or credited into the Recipients’ account and will be handled by Valyou Sdn Bhd at a best effort basis. Kindly contact our Customer Care consultants immediately at help.valyou.com.my for any such requests. Note: Valyou Sdn Bhd shall not be responsible for any payout to the wrong person or entity arising from any erroneous data input by the Sender.

Valyou Online captures and retains particulars of your Recipients. However, you can make changes to a recipient's particulars, prior to authorizing the payment.

You may login to the Valyou Online website to check the status of your transaction. Please click on the "History and Status" tab on the main page. Alternatively you can use our transaction tracker site at www.valyou.com.my/tracker

Yes, you may do so by logging on to Valyou Online. Please click on the "View Profile" tab on the main page.

You can do so by clicking the "Click Here to Reset Password" link at the bottom of the Member Login page.

You can make your payment through FPX, which is a direct deduction from your internet banking account.

Yes, you will be issued a Valyou Online receipt via email for every successful transaction. You can also choose to print the receipt directly from the Valyou Online Portal.

Valyou is a Malaysian mobile financial services business unit of Telenor Group licensed and regulated as a money services business (MSB) and approved to issue e-money by Bank Negara Malaysia. Send money from Malaysia to Indonesia, Nepal, Bangladesh, India, Pakistan, Philippines, Vietnam, China and Cambodia from a branch, through an international remittance agent or via mobile wallet app. Valyou mobile wallet app features also include peer-to-peer transfer, prepaid top-up, bill payment and more.
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