Send money overseas at your convenience

Enjoy RM5* Flat Sending fees for Amount above RM5000

*Note: Transactions to Western Union corridors will be charged accordingly.

Start sending money overseas anytime, anywhere with ease and confidence.

Getting started is as easy as 1,2,3…

Step 1 – Register Online

Click to Register Valyou Online

Register

Step 2 – Download Valyou eKyc App

Register & Verify your Account instantly.

Download

Step 3 – Login

Login to Valyou Online with your Registered email & password

Login

Step 4 – Link FPX/Internet Banking

Connect your Internet Banking & You are ready to send money Overseas. Starting from RM5* Sending Fees*

Login

With Valyou Online, you can easily and securely send money overseas from Malaysia via your internet banking account

Send money via your internet banking account now

Enjoy highly competitive exchange rates

With Valyou Online, you get more for your money with very our competitive exchange rates.

As at 19/9 1:20am

  BANGLADESH

1 MYR -20.38 BDT
1000 MYR -20380 BDT

  INDONESIA

1 MYR -3461 IDR
1000 MYR -3461000 IDR

  NEPAL

1 MYR -28.15 NPR
1000 MYR -28150 NPR

  PAKISTAN

1 MYR -39.6 PKR
1000 MYR -39600 PKR

  PHILIPPINES

1 MYR -11.56 PHP
1000 MYR -11560 PHP

  INDIA

1 MYR -17.45 INR
1000 MYR -17450 INR

  VIETNAM

1 MYR -5540 VND
1000 MYR -5540000 VND

  CAMBODIA

1 MYR -0.2345 KHR
1000 MYR -234 KHR

  MYANMAR

1 MYR -312 MMK
1000 MYR -312000 MMK


excluding fee & GST

All exchange rates are indicative and may differ at the time of transaction.

Valyou International Partnership

With Valyou’s extensive international partnership, you can be assured of the service, enjoy faster transfer time and significantly better rates compared to the banks.

Send money directly to a bank account anytime with Valyou Online

India

And other major banks in India

Indonesia

And other major banks in Indonesia

Pakistan

And other major banks in Pakistan

Bangladesh

And other major banks in Bangladesh

Nepal

And other major banks in Nepal

Philippines

And other major banks in the Philippines

Send money overseas with no delays

With our extensive international partnership, you can send money directly to a bank account faster than the banks.

Country NamePayout channel Transfer time
India Bank transfer Within 1 business hour
IndonesiaBank transferWithin 2 business hours
PakistanBank transferWithin 1 business hour
Bangladesh Bank transferWithin 1 business hour
Nepal Bank transferWithin 1 business hour
Philippines Bank transferWithin 2 business days

*Selected banks may process it the next day

Connect to your internet banking account

Valyou Online is seamlessly and securely integrated with your internet banking account.

And other FPX-enabled internet banking channels in Malaysia

Frequently Asked Questions

Valyou Online is a secure global money transfer service offered by Valyou Sdn Bhd, a licensed money services business provider via the web/internet. You can easily and securely send money overseas from Malaysia via your internet banking account.

Any individual who is 18 years and above of age, who possess a valid photo identification, email address and a Malaysian internet banking account.

There are 2 registration processes depending on if you are a new customer or an existing Valyou customer.

New Customer Registration

Step 1 : Register

  • Visit www.valyou.com.my/online, click on the “Register” button on the home page.
  • Then select “No” when asked “Are you an existing customer”.
  • After this you can proceed to complete the Registration process.

Step 2 : Upload Your Documents

Upload your identification documents (NRIC/Driving License for Malaysians Citizens or Passport/Visa for Non-Malaysians Citizens)

Step 3 : Perform FACE-TO-FACE Verification

  • You will then receive a call from a Valyou Customer Service Officer to visit you to complete the verification. (currently available only in Klang Valley and other seelected areas)

Step 4 : Send Money

  • Log on to the online portal & create a profile for your Recipient/Beneficiary, enter your banking information and you will be ready to start transacting.

Existing Customer Registration

Step 1 : Register

  • Visit www.valyou.com.my/online, click on the “Register” button on the home page,
  • Then select “Yes” when asked “Are you an existing customer”.
  • You will then be prompted to complete your ID details

Step 2 : Verification

  • Next you will be asked to choose your method of verification:
  • Via a mobile OTP
  • Using your previous transaction history

Step 3 : Complete the Registration

  • Once your ID has authenticated, fill in your email address and create a password
  • Then complete the form with your details

Step 4 : Upload Your Documents

  • Upload your identification documents (NRIC/Driving License for Malaysians Citizens or Passport/Visa for Non-Malaysians Citizens)

Step 3 : Perform FACE-TO-FACE Verification

  • You will then receive a call from a Valyou Customer Service Officer to visit you to complete the verification. (currently available only in Klang Valley and other selected areas)

Step 4 : Send Money

Log on to the online portal & create a profile for your Recipient/Beneficiary, enter your banking information and you will be ready to start transacting.

Download Valyou eKyc App from Playstore http://bit.ly/39qXQlF & follow the steps. for more info visit https://www.valyou.com.my/valyou-ekyc/

Once you have completed the registration process, simply login and add the beneficiary details that you would like to send the money to. You will be linked via FPX to your online banking account to complete the transfer.

Customers will only need to pay the standard service charges. Note: There is a RM0 sending fee offer until 30 June 2019

Our exchange rates are competitive and the current rate will be displayed at the point of your transaction confirmation. You can also view the latest exchange rate on the Valyou Online Portal upon logging in.

Valyou Online currently only supports direct bank transfers. Other modes will be introduced soon.

Each Customer may send up to RM50,000 per customer per day (inclusive of service charge). For total transaction(s) value exceeding RM25,000 per day (inclusive of service charge), you will be contacted by our customer care department to submit supporting documents to facilitate the transaction.
Note: Maximum limit per transaction for FPX is RM 30,000 and this is subject to the daily internet banking limit set by your respective banks.

Amendments or cancellations can only be done if the transaction has not been paid or credited into the Recipients’ account and will be handled by Valyou Sdn Bhd at a best effort basis. Kindly contact our Customer Care consultants immediately at help.valyou.com.my for any such requests. Note: Valyou Sdn Bhd shall not be responsible for any payout to the wrong person or entity arising from any erroneous data input by the Sender.

Valyou Online captures and retains particulars of your Recipients. However, you can make changes to a recipient’s particulars, prior to authorizing the payment.

You may login to the Valyou Online website to check the status of your transaction. Please click on the “History and Status” tab on the main page. Alternatively you can use our transaction tracker site at www.valyou.com.my/tracker

Yes, you may do so by logging on to Valyou Online. Please click on the “View Profile” tab on the main page.

You can do so by clicking the “Click Here to Reset Password” link at the bottom of the Member Login page.

You can make your payment through FPX, which is a direct deduction from your internet banking account.

Yes, you will be issued a Valyou Online receipt via email for every successful transaction. You can also choose to print the receipt directly from the Valyou Online Portal.