Send money for FREE! Enjoy RM0 sending fee to Indonesia, India, Pakistan and the Philippines

Register for Valyou Online now

Register now   Sign in

Send money overseas at your convenience

Start sending money overseas anytime, anywhere with ease and confidence.

Getting started is as easy as 1,2,3…
Sign up online at
Our Friendly Valyou staff will contact you for an appointment and visit you to complete the verification process
Once the verification is complete you may start sending money

With Valyou Online, you can easily and securely send money overseas from Malaysia via your internet banking account

Enjoy highly competitive exchange rates

With Valyou Online, you get more for your money with very our competitive exchange rates.

As at 16/10 11:58am 500 MYR 1000 MYR
1785990 IDR 3571980 IDR
8800 INR 17600 INR
15650 PKR 31300 PKR
6460 PHP 12920 PHP
1500 MYR ⇒ 5357970 IDR
excluding fee & GST

Exchange Rate
1 MYR ⇒ 3571.98 IDR
as at 16/10 11:58am

All exchange rates are indicative and may differ at the time of transaction.

Valyou International Partnership

With Valyou’s extensive international partnership, you can be assured of the service, enjoy faster transfer time and significantly better rates compared to the banks.

Send money directly to a bank account anytime with Valyou Online

INDIA Muthoot Finance SBI - State Bank of India
And other major banks in India
INDONESIA Pos Indonesia  Bank Mandiri Bank DanamonCIMB Niaga
And other major banks in Indonesia
PAKISTAN Easypaisa Telenor Microfinance Bank (formerly Tameer Microfinance Bank) UBL Bank  Al Falah
And other major banks in Pakistan
PHILIPPINES    BDO UnibankLandbankPNBMetropolitan
And other major banks in the Philippines

Send money overseas with no delays

With our extensive international partnership, you can send money directly to a bank account faster than the banks.

  Payout channel Transfer time
Bank transfer Within 1 business hour
Bank transfer Within 2 business hours
Bank transfer Within 1 business hour
Bank transfer Within 2 business days

*Selected banks may process it the next day

Connect to your internet banking account

Valyou Online is seamlessly and securely integrated with your internet banking account.

Affin BankAffin IslamicAllianceAlliance IslamicAmBankAmBank Islamic Bank IslamBank MuamalatBank RakyatBank Simpanan Nasional (BSN)CIMB BankCIMB IslamicDeutche BankHong Leong BankHong Leong Islamic BankHSBCHSBC AmanahKuwait Finance House (KFH)Maybank / Malayan BankingMaybank IslamicOCBCOCBC Al-AminPublic BankPublic Islamic BankRHB BankRHB Islamic BankStandard CharteredStandard Chartered SaadiqUnited Overseas Bank (UOB)FPX by PayNet
And other FPX-enabled internet banking channels in Malaysia

Valyou is a Malaysian mobile financial services business unit of Telenor Group licensed and regulated as a money services business (MSB) and approved to issue e-money by Bank Negara Malaysia. Send money from Malaysia to Indonesia, Nepal, Bangladesh, India, Pakistan, Philippines, Vietnam, China and Cambodia from a branch, through an international remittance agent or via mobile wallet app. Valyou mobile wallet app features also include peer-to-peer transfer, prepaid top-up, bill payment and more.