Send money for FREE! Enjoy RM0 sending fee to Indonesia, India, Pakistan and the Philippines

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Send money overseas at your convenience

Start sending money overseas anytime, anywhere with ease and confidence.

Getting started is as easy as 1,2,3…
Valyou Online 3 steps

With Valyou Online app, you can easily and securely send money overseas from Malaysia via your internet banking account.

Enjoy highly competitive exchange rates

With Valyou Online, you get more for your money with very our competitive exchange rates.

As at 23/9 7:54pm 500 MYR 1000 MYR
1767510 IDR 3535020 IDR
8670 INR 17340 INR
14850 PKR 29700 PKR
6500 PHP 13000 PHP
All exchange rates are indicative and may differ at the time of transaction. All transactions are subject to service fee and GST.
1500 MYR ⇒ 5302530 IDR
excluding fee & GST

Exchange Rate
1 MYR ⇒ 3535.02 IDR
as at 23/9 7:54pm

All exchange rates are indicative and may differ at the time of transaction.

Send money overseas with no delays

With our extensive international partnership, you can send money directly to a bank account faster than the banks.

  Payout channel Transfer time
Bank transfer Within 2 business days
Bank transfer Within 2 business hours*
Bank transfer Within 1 business hour*
Bank transfer Within 2 business days

* Or the next business day

Connect to your internet banking account

Valyou Online is seamlessly and securely integrated with your internet banking account.

Affin BankAffin IslamicAllianceAlliance IslamicAmBankAmBank Islamic Bank IslamBank MuamalatBank RakyatBank Simpanan Nasional (BSN)CIMB BankCIMB IslamicDeutche BankHong Leong BankHong Leong Islamic BankHSBCHSBC AmanahKuwait Finance House (KFH)Maybank / Malayan BankingMaybank IslamicOCBCOCBC Al-AminPublic BankPublic Islamic BankRHB BankRHB Islamic BankStandard CharteredStandard Chartered SaadiqUnited Overseas Bank (UOB)FPX by PayNet
And other FPX-enabled internet banking channels in Malaysia

Valyou International Partnership

With Valyou’s extensive international partnership, you can be assured of the service, enjoy faster transfer time and significantly better rates compared to the banks.

Send money directly to a bank account anytime with Valyou Online

Valyou International Bank Online Partners

*Selected banks may process it the next day

Valyou is a Malaysian mobile financial services business unit of Telenor Group licensed and regulated as a money services business (MSB) and approved to issue e-money by Bank Negara Malaysia. Send money from Malaysia to Indonesia, Nepal, Bangladesh, India, Pakistan, Philippines, Vietnam, China and Cambodia from a branch, through an international remittance agent or via mobile wallet app. Valyou mobile wallet app features also include peer-to-peer transfer, prepaid top-up, bill payment and more.